Life Insurance

This training provides a clear and practical overview of personal insurance, presenting the main coverages related to accidents, illness, and life insurance.
It helps to understand protection mechanisms, the rights of policyholders and beneficiaries, as well as the legal and contractual foundations of these policies.

• Understand lump-sum coverage based on the insured’s status
• Be able to position indemnity-based coverage alongside lump-sum coverage
• Identify the role of health insurance within personal coverage
• Master the different types of coverage provided
• Position indemnity coverage in individual accident insurance
• Know the basic principles of common (civil) law
• Understand the impact of information disclosure and medical underwriting in life insurance
• Have a solid understanding of death insurance, life insurance, and supplementary insurance
• Be able to explain the rights of the policyholder and the beneficiaries
• Have an overall view of the possibilities for capital growth and contract modifications
• Position and explain unit-linked (UC) contracts

Non-Life Insurance

• Accident Insurance
  • The Concept of an Accident
  • The Beneficiary
  • Types of Insurance
  • Optional Extensions – Exclusions
  • Underwriting Rules
  • Forms of Insurance
  • Pricing
• Health Insurance
  • Insured Risks and Benefits- Insurable Guarantees- Underwriting Rules- Pricing

Life Insurance

• Stakeholders (Parties Involved)
• Forms of Life Insurance
  • Death Insurance
  • Survival (Endowment) Insurance
  • Mixed Insurance
  • Supplementary Guarantees