Mortgage Credit Directive (MCD)

e-learning

Welches Niveau wird mit dem Abschluss der Weiterbildung angestrebt?

Fortgeschritten

Wie lange dauert die Weiterbildung?

 2,00 Stunde(n)

In welcher/n Sprache(n) wird die Weiterbildung angeboten?

EN FR

Wann findet der nächste Termin statt?

Wer bietet diese Weiterbildung an?

At Deloitte, we realize that training is a key factor for the evolution and development of both individuals and companies. We offer a wide range of regulatory and non-regulatory training programs, covering both "hard and soft skills", which are standardized or customized, in a digital or face-to-face format.

Mehr sehen

An wen richtet sich die Weiterbildung?

  • Board
  • Management
  • Operations.

Welche Ziele werden verfolgt bzw. welche Kompetenzen sollen erworben werden?

In this eLearning you will be guided through different modules by following the storyline of Ben the Banker who has his first client meeting as an analyst in the credit department.

By the end of this training, you will be able to:

  • Define the different stages of a mortgage loan;
  • Understand the banker's role during the credit process;
  • Understand the whole process, from client onboarding to post- credit cycle;
  • Understand the influence of MCD on client relationships;
  • Discuss instalments’ changes with contact persons and apply specific key behaviors;
  • Be aware of pre-credit and post-contractual obligations; and
  • Understand the process to assess the consumer's creditworthiness.

Wie sieht der Inhalt der Weiterbildung aus?

1. Introduction

  • Context and objectives
  • Scope of the training
  • Key principles and concepts.

2. Pre-contractual and marketing phase

  • General information
  • Marketing activities
  • Tying and bundling practices
  • Creditor behaviors.

3. Getting ready for loan

  • Advisory services
  • Adequate explanations
  • ARPC calculation
  • Creditworthiness assessment.

4. Going through ESIS

  • The ESIS model
  • Interest rates and other costs
  • Instalments and amounts
  • APRC calculation.

5. Post-contractual obligations

  • Early repayment
  • Variable credit rates
  • Foreign currency loans
  • Arrears and foreclosure.

6. Knowledge check

  • Random selection of questions.

Welche pädagogischen Methoden werden angewandt?

DLearn offers a dynamic approach to digital learning:

  • All sessions are modular and easy to customize to perfectly fit your needs
  • The units (maximum 15 minutes) are incorporated in an interactive storyline.

Wie sieht die Bewertung aus?

At the end of this eLearning, the learner will be evaluated on the topic via a knowledge check.

Was erhalten Sie am Ende der Weiterbildung?

Our MiFID II eLearning is part of our CSSF MiFID II training program. An official certificate will be delivered upon validation.

Welche Kursunterlagen werden bereitgestellt?

All our eLearning courses are available on the DLearn platform or can be provided directly in SCORM format.

Welche zusätzlichen Informationen sollte man haben?

All our eLearnings are customizable for any industry.

Wie kann ich das Weiterbildungsinstitut kontaktieren?

Isabelle Dricot

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