Financial Statement Analysis of a Bank

After the training, the participant shall be able to:

• evaluate the financial performance of a banking institution
• master the different regulatory ratios
• organise the management of the bank
• evaluate the financial performance of a banking institution

• General Information on Financial Analysis (objective, recipients, sources of information, tools used)
• Notions of Balance Sheets, Losses & Profits, appendices, etc.
• Balance sheet analysis of a commercial / industrial company versus that of a bank (differences and convergences)
• Analysis of the activity (The Profit and Loss Account (P & P) of a bank, the intermediate balances of management and the profitability)
• Structure analysis (solvency analysis approach, liquidity analysis approach)
• Conclusions and questions