KYA

No specific requirements. This course is suitable for both beginners and professionals who want to deepen their knowledge.

By the end of this training, participants will be able to:

• Understand the transition from KYC to KYA within compliance frameworks.
• Identify financial risks related to assets (origin, ownership structure, economic rationale).
• Implement effective controls to prevent financial crime risks.
• Analyze complex structures and opaque assets (real estate, private equity, digital assets, etc.).
• Align their practices with Luxembourg and European regulatory expectations.

1. Regulatory Context and the Shift from KYC to KYA
Understand why regulators now require in-depth asset analysis.
Learn how Know Your Asset (KYA) complements traditional compliance processes.
2. Asset Identification and Analysis
Analyze the nature of assets, their origin, ownership structure, and the economic rationale of transactions.
3. Transparency and Beneficial Owners
Identify Ultimate Beneficial Owners (UBOs).
Analyze ownership chains and manage risks linked to complex or offshore structures.
4. Practical Case Studies
Real-world cases: international real estate, private equity, offshore structures, digital assets.
5. Risk-Based Approach and Compliance Tools
Implement a risk-based analysis.
Use technological tools and best practices to strengthen internal controls.

• Evolution of regulatory expectations regarding asset transparency.
• Identification of beneficial owners and complex ownership structures.
• Analysis of fund origins and wealth sources related to assets.
• Assessment of asset valuation and the economic rationale of transactions.
• Differences in risks between listed and unlisted assets.
• Continuous monitoring of assets and associated financial flows.
• Detection of indirect links to sanctioned individuals or entities.
• Importance of governance, internal responsibilities, and documentation in compliance processes.

Certificate of attendance.