Car & liability insurance

This training program provides an understanding of the fundamental principles of civil liability and motor insurance.
It covers the distinctions between civil and criminal liability, as well as tortious and contractual liability, along with the rules of the Civil Code.
Participants will learn about motor liability legislation, the role of the stakeholders, and the impact of claims on premiums.
Special attention is given to Luxembourg institutions and to assistance services as a complement to insurance coverage.

• Understand the difference between civil liability and criminal liability
• Understand the difference between tort liability and contractual liability
• Understand how Articles 1382 and 1384, paragraph 1 of the Civil Code operate
• Master and understand the limits of insurability of liability
• Know how to identify and place a specific law within the legal framework
• Master motor third-party liability (MTPL / Auto Liability) legislation and know how to identify insured parties and third parties in a motor claim, as well as the impact of a claim settlement on the insurance premium
• Have an overall view of the various European directives and the stakeholders involved in the claims settlement process
• Understand motor insurance coverage as a whole
• Learn the purpose and functioning of the Luxembourg Bureau, the Motor Guarantee Fund, and the High-Risk Pool
• Develop a clear and structured approach to assistance as a complement to insurance coverage

• Scope of Civil Liability
• Civil Liability and Criminal Liability
• Tort Liability and Contractual Liability
• Grounds Giving Rise to Civil Liability – Historical Overview
• Personal Fault, Article 1382 of the Civil Code
• Liability for Things, Articles 1384 et seq. of the Civil Code